Investing Power Tactics for Real Estate Investing, Rental Homes, Single Family Homes, No Money Down, No Down Payment, Free Homes, Free Real Estate, New Home Investing, New Rental Homes, Buying Investment Houses, Free Real Estate Articles, Foreclosure Homes, Income Properties, Real Estate Management, Rental Home Management, Pre-foreclosures, Lease Options, Land Trusts and Creative Real Estate investment of all kinds.

"America's 'No Risk' Investment!"

               For the regular guy with a job, maybe a family, and darn little spare time, there are few better wealth building opportunities than those found in owning single family rental homes. No matter where you live, you will find single family homes for sale, so the opportunity is available to everyone. The legal structure for buying, selling and transferring title of single family homes is proven and easy to understand. You don't have to blaze any new trails.

               Financing is readily available and often at very favorable terms for the investor. The rights of rental homeowners and renters are well established and when properly utilized can protect the property owner's rights and investment dollars. Managing single family homes is a snap when you know how.

"An A-1, Easy to Use Profit System!"

               Added to all of these benefits are the many profit building techniques that have been developed over the years by resourceful investors for rental homes, both new homes and resale homes. There is truly an amazing array of wealth building tricks, and ideas available to the small real estate investor. No one masters these skills without actually getting out there and buying a rental house, or two and continuing to expose themselves to the experiences of others. When you do that, your education takes on practical applications that you would just never fully understand unless you were out there gaining hands on experience while realizing amazing profits. Learn, then do. It's simple, really, and then ....

Single family rental homes can become gold mines!"
"Just Follow A Winning Plan"

               Every new investor should approach real estate investing just as he/she would if starting any new business. Learn all you can, adopt those techniques that seem to best match your goals, make a plan and get started. Most investors don't start with a real, thought-out plan. Would you go to a shopping center, rent retail space and open a store without having experience or education in retailing? Of course not!

               The same holds true in real estate investing. You must treat it like a business, because that is what it is. Learn all you can, make a plan and start slowly. The advantage of investing in single family homes is that it is a very low risk business and good educational material is available at reasonable cost. With a good plan and hard work, you can't fail! But you must have a plan. Here's what I mean ....

"Pace Yourself for Success!"

               You need to be realistic about exactly how many hours you will be spending each week in searching for and making offers on property. It is critical that you make a weekly work plan and stick to it! Something as simple as that can be the difference between success and failure.

               You may be working at a full time job as you begin investing in homes. You only have so many hours to spend on your plan. You must design a schedule that you can stick with or you may as well not start at all. As with most things, persistence is truly the key to success. You can do it! All you need is the determination!

"You Can Do in in Your Spare Time!"

               Many people feel they just don't have enough free time to get out and look for real estate investments. I always ask them how many hours they spend each week watching television? That is where you will find the time to get started building wealth in rental homes. Budget your time!

               Everyone can find the time if they are dedicated to succeeding! The rewards are certainly worth the effort. Single family homes have been the road to wealth for many others and they can be the same for you. Keep your eye on the money! Financial freedom is your motivation!

"A Simple Plan Makes It Easy!"

               The next step is to plan exactly how you will use each hour in your new schedule. How will you begin prospecting for rental homes? How much cash do you have free to do deals? What kind of offers must you present to make the most of your cash? If you have little or no cash, there are still ways to make money in real estate. Do you know them?

Do you have a checklist for inspecting a home when you find a possible deal?
Do you have a plan for what you will do if an offer is accepted?
Can you prepare the purchase contract and begin the escrow?
Are you prepared to advertise for and screen tenants?
Do you have a proven "hands-off" rental management plan?
Do you have a solid rental contract?
Do you understand your rights and limitations as a landlord?
Do you know how to sell a property for a quick profit?

               Those are some of the questions you should ask yourself as you build your real estate investing plan. Answering those questions will help you focus on what kind of investment program you would like to develop. Spending time thinking through your plan will go a long way to insure your success. You must believe in the plan, so that you will stick with it once you start. Focus on the way wealth can change your life.

               It only seems daunting in the beginning. Everything you need for your plan is readily available, because others have done exactly what you are planning to do.

"One Rental Home Per Year = Wealth!"

Here is an example of the wealth building power of single family rental homes. Even with the recent economic slow-down the prices of homes rose faster last year than the general inflation rate for the sixth straight year. Inflation adjusted home prices have increased 11% yearly since 1994.

Now get this! If you had bought just one $100-thousand house in 1994 it would be worth over $192-thousand today! If you had put $10-thousand down you would have a $92-thousand profit on your $10-thousand investment!

$92-thousand in your pocket and that doesn't even count the amount the loan principal would have been paid down by rent payments and tax shelter.

What if you had purchased just one house in each of those six years? You would be well on your way to becoming a millionaire! And its as easy as buying just one home each year! Sometimes with none of your own money used as a down payment! Yes, no money down!

              "Renters Make You Rich!"

               Properly structured single family home purchases give you a big bag of benefits. First and foremost is the ability to leverage your investment. Institutions that lend mortgage money look upon single family homes as being very secure collateral for loans. Therefore, there is usually ample money available at reasonable rates. You put up a little and borrow a lot. That's leverage. Leverage and compounding are the true secrets of financial freedom!

               Get this! With ordinary financing, you can often buy a home for just 3% (or less) of the purchase price in cash. Consider what a wonderful situation this is. Someone will lend you tens-of-thousands of dollars to buy a rental home and then a renter will make the loan payments for you! If that doesn't ring your bell, you need your clapper replaced.

               Is it any wonder that real estate investing has been one of America's main avenues to wealth?

               We are entering a period where you can expect mortgage interest rates to move downward. Under 7% with down payments of 3% or less. This means if you make careful purchases, you can buy homes with twenty-year to thirty-year loans for $3,000 down and collect enough rent to cover the loan payment, taxes and insurance. As time goes on you will have rental increases that produce spendable cash over and above the other recurring home expenses. These are easy to do deals!

"Cash Flow, Cash Flow, Cash Flow"

               Here's the pay off! At the end of twenty years if you don't refinance the loan, you could have a free and clear home with a value that is perhaps near $200,000, depending on economic conditions. This home should produce a rental income near $1,800 per month by the end of the twenty-year period. Remember, at this point, you would have no loan payments. That $1,800 would be yours to spend each month. If you had five homes, you would have about $9,000 per month income, or about $108,000 per year. Hey, it's time to party!

               Remember you have done this with a down payment of about $3,000. Your $3,000 turns into perhaps $200,000 in a period of twenty years with just one property! What else has this property done for you? It has given you some tax shelter through depreciation. You will depreciate your rental home over a period of 27.5 years. On a $100,000 home that means you can shelter over $3,200 of your income every year.

               Over a period of 20 years that one home will shelter about $64,000 of your income from income tax. For many people that would be like getting two or three years of income without having to pay tax on it! I break out in a big smile just writing that sentence.

"Only a 3% Down Payment? Yes!"

               As I write this, you can buy a brand new home with an FHA insured loan for as little as 3% to zero down. That's $3,000 on a $100,000 home! Folks, it costs that much to move into a decent apartment!

               I believe that mortgage money interest rates will be below 7% soon. That would give you a monthly mortgage payment of $745.00 not counting taxes and insurance. Your rent on a good house should be about $995 (or more) and that should easily cover your loan payment with PITI. Remember, renters will make you rich! Bless'em!

               Here's the catch. Three-percent down payment loans and low interest rates are available only to those who plan on living in the home. Wouldn't it be worth moving into that home for twelve months, then moving out and renting it? I explain so much more about this area of investing in my book titled "The Best Real Estate Investment Nobody Knows About". It's a humdinger!

"Never Sell Your Wealth"

               You never want to sell your investment homes because you would have to pay a huge amount of money in capital gain tax. But what if the neighborhood began to deteriorate over the years and you feared the value of your house would be negatively effected? Never fear, Uncle Sam is near.

               Under tax law, you are allowed to exchange your rental house for another rental house of equal or greater value with no tax liability! Get it? That means you do not have to pay capital gain tax on the appreciated value of the home you are trading. I won't go into the details of the exchange rules here, but they have terrific advantages for real estate investors. You are always able to keep your real estate investment in a prime area where it will produce top rental income and high quality tenants. And, without tax problems!

               You never sell your homes because they will just continue to pump out money for you. You will end up in five to ten years with a huge yearly income all built on those little two to five thousand dollar down payments. You worked for your rental homes; now let them work for you. Yum, yum!

"The Money Just Keeps Piling Up!"

               You never, ever sell because if you did you would have to pay thousands in capital gain taxes. Look at the numbers. If over two or three years you bought five houses each worth $100,000, you would control $500,000 in assets. In twenty years, you would have paid off the loans on those houses and you would own them free and clear. In that time, it is a good bet that those homes appreciated in value by 100% and are now worth one million dollars. You would owe capital gain taxes on half a million dollars if you sold!

"One Million Dollars ~ All Yours!"

               You would own a million dollars worth of property and your original cash investment was only $3,000 to $5,000 per home. A total of only about $20,000 spread over time!

               Another consideration is your heirs. If you never sell your property, at your death your heirs can take over the property with "stepped up basis". That means nobody ever has to pay taxes on that half million-dollar gain! Never, ever sell!

"Hey! There's Lot's More!"

               Yes, single family homes are a wondrous, low risk investment that is within the reach of everyone. All you need is determination and a good plan. I can offer you two of my profit-tested, single-family home investment plans.

To learn about practical, no-risk Plan #1 for investing in single-family homes
Click Here

For money-making information about my unique new-development home investing Plan #2
Click Here

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