Investing Power Tactics for Judgments, Judicial Judgments, Judgment Collection, Judgment Investing, Court Judgments, Legal Judgments, Money Judgments, Buy Judgments, Collect Judgments, Cash Flows, Paper Investments, Real Estate Notes, Investing, and Creative Real Estate Investments of all kinds.

"Here Are The Four Keys Used by Successful Judgment Investors!"

It's a darn shame, but Hundreds of Thousands of Dollars are sitting right under your nose and you don't even know it! But don't feel bad because ....

You aren't alone! The profit opportunities in judicial judgments go undiscovered by most people. Too bad, because there is a huge amount of judgment money just sitting there waiting to be scooped up by clever investors.

The good news is that since so few people understand the remarkable opportunity in judicial judgments, there is very little competition! I want to share The Four Keys to successful judgment investing with you, but first stick with me a moment while I explain some basics.

"What is a Judgment?"

A judicial judgment is the verdict of a court in a civil action. For example, let's say Bob loans Mary $5,000 on Mary's verbal promise to repay. Mary spends the money and refuses to repay Bob. Bob files an action in small claims court. Mary obviously owes the money and Bob wins a judgment against Mary for $5,000.

The judgment that Bob won is called a "money judgment". It gives Bob powerful legal authority to collect that $5,000 from Mary. Now get this! Bob has the full power of the court and the legal system to force Mary to pay her debt. Few people know this! Thousands and thousands of judgments go uncollected each year because people just don't know the power they have to collect them.

Common situations that result in money judgments are minor car accidents, unpaid loans, unlicensed contractors who collect money for a job but fail to finish it, and most anything that involves people, property, or money.

"Judgments Can Be Assigned!"

The best news is that judgments can be assigned! You can buy the judgment from the plaintiff (a person like Bob) with a simple assignment and have all the legal powers of collection that are available to the original plaintiff.

Why would you want to do that? Well, here is where it starts to get good!

When I started investigating small claims court judgments in California, I found that attorneys are not allowed in these courts (that's the rule in many states). That means that people must handle cases on their own and I found that 90% of them don't have a good understanding of how the system really works.

Are you beginning to see why this is so good? People don't realize that even if they win in court, they must collect the money themselves. The truth is thousands of money judgments go uncollected, because folks just don't understand the power they have under the law to force payment. Right there an astounding opportunity is born!

"You Can Buy Dollars For Dimes!"

I found I could buy small claims judgments regularly for 10-cents on the dollar. I prefer judgments under $5,000, although I look at any money judgment up to $10,000.

Now get this! You can buy them for an average of a dime per dollar and then collect the full, face amount. Did that sink in? You can buy a $5,000 judgment for $500, have the seller assign the judgment to you, and then you have the full legal power to collect every penny of the FIVE THOUSAND DOLLARS! On top of that, you'll also receive the interest that has accrued on the judgment as well! More on that exciting point later.

"I Found Thousands of Uncollected Judgments!"

To find judgments, I actually went to the office of court clerks and received permission to go through court files to find money judgments. After all, these are public records!

I was amazed to find thousands and thousands of uncollected money judgments. In the court files were the details of each case along with the names and addresses of those involved. That makes the person you will buy from and the person you will collect from easy to locate.

I developed a simple technique for contacting judgment holders and found many of them willing to sell what they now considered a worthless piece of paper for pennies on the dollar!

As with any new project, you are bound to make some mistakes and I sure did. I bought some judgments that were impossible to collect. That was no fun, so I got busy creating a profoundly low risk system. With this system as detailed in "The Complete Guide to Judgment Investing", you will have my expert screening process that will protect you from most mistakes.

Using public records, a computer and telephone, this detailed screening system will guide you into buying only good, collectable money judgments. I consider these "investment grade judgments". Without this system, you could end up in big trouble!

Remember, you are paying 10-cents on the dollar so you never have much money invested in any one judgment. Even if you make a mistake now and again, your few losses will be tiny compared to your profits. With my plan, this is a low risk business.

"Debt Collecting is Easy with this Powerful System!"

What about collections? Do you have to use strong-arm tactics? Do you have to chase and harass people? No! No! No! When I talk to investors about the money that can be made in judgments, collecting the debt is always their main concern.

Look, I am a polite, mild mannered guy. I hate confrontation! I could never have succeeded in judgment investing if I had to yell and threaten. The beauty of it is ~ you do not have to do anything even close to that!

The legal system gives you many effective and powerful ways to collect on a judgment and most of them just take paper work! For example, in most states you can place a judgment lien on any real estate owned by the judgment debtor. Now that's power! Slapping a lien, with the power to foreclose, on a debtor's home gets their immediate attention! Now they become very interested in settling the debt!

There are many methods for collecting a judgment debt. After I perfected this system, I collected on 98% of my judgments! And I did most of that by mail!

The simplified collection program is a key part of this judgment investing system. It's a polite, but firm procedure that is done in a business-like manner. It's completely explained in "The Complete Guide to Judgment Investing". Most of it is done with letters. You seldom meet or speak with a debtor before they pay!

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The system lays out a step-by-step collection plan complete with detailed instructions including all letters and forms that have proven to be so effective. It is just a matter of routine, by tested and proven contact with the debtors until they pay. It's all very efficient and dignified! Any well-organized person can do it.

"Judgments Earn Interest!"

Listen to this part! It just keeps getting better and better!

In most states, a judgment begins earning interest as soon as it is rendered. A common rate of interest is 10% per year. That means that a $1,000 judgment that was awarded three years ago now has a collectable value of $1,300. If you buy that judgment for $100 (10% of face value), you have a very nice investment that continues to earn $100 per year whether or not you actively try to collect.

Yes, you read that correctly. Your $100 investment earns $100 per year if you care to hold on to it! What kind of an interest rate is that? Let just say sensational!

Using the system's collection procedure entails sending the debtor a series of battle tested letters that have proven very effective. With this system, you usually receive payment within six months.

Sometimes you will buy a judgment, record a lien and file it away. It is not uncommon to receive a phone call from an escrow company a few months later. They ask if you are the one holding a judgment lien on a property that is in the closing stages of a sale or refinance. Then they ask, "How much money should we send you to clear the lien?" Zowie! Believe me, a call like that brightens your whole day.

"All The Secrets in a Big, Fat System Manual!"

These are The Four Keys to profiting from judgments:

Find judgments.
Screen judgments.
Buy judgments.
Collect judgments.

Each Key requires expertly formulated procedures to be profitable. I have created detailed systems for each of The Four Keys. I made all of the mistakes, so that you don't have to. It is all in a big, fat manual that lays out every thing you need to know in an easy to follow system ~ "The Complete Guide to Judgment Investing".

One business opportunity reviewer wrote that this was the "most complete and detailed manual he had ever seen". I'm proud of that.

You will have the exact same manual that I developed to use as my own guide. It is a successful system that produced up to one thousand dollars per day when I was working it full time. Can you make a thousand dollars a day? Probably not. I was working 12-hour days to test the system in the shortest possible time.

But, you can make money buying judgments and, yes, it can be a home based business. You don't need a lot of money to start. You're buying for 10 cents on the dollar, so with a few hundred dollars you can buy a few judgments, collect, and then buy more.

"Easy to Follow, Easy to Understand ~ A Complete System!"

The system is titled "The Complete Guide to Judgment Investing", because it's

packed with everything you need to develop your judgment buying skills. It is a step-by-step plan with all the letters, forms, tricks, secrets and guidance explained in an easy to understand manner.

You don't need any prior experience or education. There is nothing else to buy!

Very few people understand the profit opportunity available with judgments. That means you have very little, if any, competition. You don't need any special equipment. If you have a telephone, a computer and "The Complete Guide to Judgment Investing", you are good to go!

Now don't misunderstand me. You get a proven system, but you have to read it and study it. Then you have to dig in and work at it to get the program in motion. Don't worry, judgments stay in effect for years and even then they can be renewed for more years.

Yes, it takes work! There is a natural lag between the time you start buying judgments and the time money starts rolling in. But, once you've been working the program for six or eight months, it really gets exciting. That's when you begin to see those sweet, green hundred dollar bills come floating in!

"ELEVEN-YEAR GUARANTEE!"
(Eleven is the day of the month I was born. It has always been my lucky number. It think it will be lucky for you, too!)

Look, I want you to try my system and prove to yourself that everything I have presented here is true. That's why I am going to give you an Eleven-Year Money Back Guarantee! Work the plan for a few months ~ really give it an honest effort. Then, if you don't feel it is everything I have described here, just send it back anytime during the eleven year period and I will smile and write you a check for the price of the system and we'll still be friends. Isn't that fair?

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Everything offered here is exclusive with the Cash Flow Institute. All of this original material is based on my own investing experience and research.

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